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Licensed Life Insurance Specialist
I have successfully helped employers by designing and implementing supplemental benefit programs for businesses & it not only strengthens their overall employee benefits, but it also helps business owners attract and retain quality staff.
I as well design specific individual & family life Insurance plans to meet & exceed my client's needs.
To do so, I conduct a needs analysis for every client to ensure that the correct products are professionally recommended.
Asset Strategist. Mortgage Protection, Life Insurance and Future Planning. Protecting families for over 100 years with multiple credible carriers including Americo, CVS Health Aetna, John Hancock, Vitality, American Amicable, Mutual of Omaha, AIG, Global Atlantic, Royal Neighbors, Foresters Financial, National Life Group, Transamerica, Prosperity Life Group, Gerber, Athene and CFG.
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We have years of insurance experience helping clients prepare for the unknown. Ask us about Accident, Health, Sickness, Life, and many more! We can access any insurance need so that you can get the right one for you.
Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.
Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your family & hard-won assets.
Don't wait until its too late!
Ask for a FREE quote today & get piece of mind in knowing your family will be protected & taken care of!
At I Forever Care, our trusted advisors will personally guide you through mapping out your future. From Life Insurance, Retirement Planning, Long Term Care and everything in between. Innovative thinking and sound investment decisions help you build a strong financial foundation. We’re here to help.
Your home may be your family's largest asset and your largest financial responsibility. A Mortgage Protection Insurance policy can help your loved ones remain in the home after you're gone.
Simply put, you need life insurance if someone else is depending on your income & the younger you are when you buy life insurance, the better. At a younger age, you'll qualify for lower premiums.
As you get older, developed health problems could make insurance more expensive or even disqualify you from getting a plan.
Please contact us if you cannot find an answer to your question.
An insurance premium is essentially the cost of your insurance. Most people pay their premium in monthly installments, but you can also pay annually or bi-annually.
When you apply for a life insurance policy, you must name at least one beneficiary. Life insurance beneficiaries are usually individual people but can also be business entities, trusts, charities, and other qualifying organizations.
Most people name their spouses, domestic partners, or children as beneficiaries. In some cases, such as when the death benefit is large or the beneficiary is a child, it may make more sense to name a trust as a beneficiary. This ensures that you (through the trustee) have more control over how and when the policy’s death benefit is distributed.
If you’re legally married, you may need permission from your spouse to name someone other than them as your life insurance beneficiary. This rule varies by state, so ask your insurance agent or consult an insurance attorney for guidance.
Beneficiaries can use life insurance death benefits however they wish. Life insurance companies don’t place any conditions or restrictions on their use.
No-medical-exam life insurance policies (or “no-exam policies”) do not require a medical exam during the application process. However, some no-exam policies do consider the applicant’s answers to health- and lifestyle-related questions and may review their medical records for evidence of potential health issues.
Generally, no — life insurance beneficiaries usually don’t have to pay taxes on benefits.
Limited exceptions to this rule include:
Send an email or hit the "Request A Free Quote" button below to fill out the form with any questions you have about finding the coverage that's right for you!
Monday - Friday: 9am - 6pm
Saturday: By Appointment Only
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